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Luxembourg · Independent Trustee
Ubiquites Trustee

Trust expertise.
Across generations.
Across borders.

An independent Luxembourg trust company dedicated to the preservation, structuring and transmission of wealth for discerning private clients, entrepreneurial families and institutional counterparties.

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25+
Years of trust expertise
AAA
Luxembourg jurisdiction rating
3
Jurisdictions — seamlessly
STEP
Full membership — TEP qualified
About the Company

A heritage of
trust. An ambition
for independence.

Ubiquites Trustee SA was established by the former management team of UBI Trustee SA, the historic Luxembourg trust company of the UBI Banca group, subsequently integrated into Intesa Sanpaolo.

The firm was founded following a strategic decision to create an independent fiduciary institution of the highest professional standard. Rather than operating within the structural constraints of a banking group, the founding team elected to build a fully independent platform, exclusively focused on acting in the best interests of its clients, free from proprietary product considerations or group-driven objectives.

Since its inception, Ubiquites Trustee SA has been met with strong support from its stakeholder community, including clients, investors and professional advisers. The firm today brings together a team of senior professionals with extensive experience in trust and fiduciary services, wealth planning, corporate governance and complex cross-border structuring.

01 — Foundation

Institutional Heritage, Independent Character

Born from a distinguished banking heritage yet deliberately constituted as an independent operator, we combine the rigour of institutional practice with the agility and alignment of a boutique firm wholly devoted to client outcomes.

02 — Jurisdiction

Domiciled in Europe's Premier Private Banking Hub

Luxembourg's AAA-rated regulatory framework, deep treaty network and position as Europe's leading private banking centre provide our clients with a jurisdiction of unmatched stability, transparency and international credibility.

03 — Clientele

Serving Complexity with Precision

We act for high-net-worth individuals, entrepreneurial families, industrial groups and financial institutions navigating the intersection of wealth, family governance, tax efficiency and generational succession — particularly across the Italian and broader European market.

Who We Are

Discretion
as a
discipline.

We operate at the intersection of law, finance and family — where decisions carry consequences across decades and generations. Our practice is founded on the conviction that fiduciary responsibility is not merely a legal obligation, but a professional ethos demanding the highest standards of judgement, independence and care.

Our team does not sell financial products. We do not serve institutional agendas. We exist to act in the exclusive interest of those who entrust us with the custody and stewardship of their most significant assets — and to do so with the discretion, continuity and intellectual depth that sophisticated clients rightly expect.

We are rigorous where rigor is required, creative where structuring opportunities demand it, and always grounded in the legal, fiscal and relational realities of each client's unique circumstances.

Continuity

Structures designed to endure. Relationships built over decades. Our commitment extends beyond the immediate mandate.

Asset Protection

Robust, bank-compliant structures across jurisdictions. Preservation of wealth is our primary fiduciary objective.

Independence

No proprietary products. No banking group directives. Pure fiduciary alignment with our clients' interests alone.

Family Governance

Beyond legal structures: we navigate the relational complexity of family wealth, succession and generational transition.

Compliance

Stringent AML-CFT and KYC standards. Bank-compliant documentation. Full alignment with international regulatory expectations.

Integrity

A 25-year track record built on transparency, professional honesty and the unwavering primacy of our clients' interests.

Our Services

A comprehensive
trustee
mandate.

We provide an integrated range of trust, fiduciary and wealth structuring services, combining deep legal and fiscal expertise with a holistic understanding of the personal, relational and institutional dimensions of private wealth. Each engagement is structured around the specific objectives of the client — not around standardised product offerings.

01

Trust & Fiduciary Services

We act as professional trustee across a broad spectrum of trust structures — discretionary, fixed, purpose and reserved — administering trust assets with the rigour, independence and accountability that the role demands. Our fiduciary practice encompasses the full lifecycle of the trust relationship, from deed review and establishment through ongoing administration to distribution and termination.

Trustee Protector Administration
02

Wealth & Succession Planning

Generational wealth transfer is among the most consequential decisions a family will make. We work alongside clients and their professional advisers — legal, fiscal, banking and investment — to design succession plans that are legally robust, fiscally efficient and sensitive to the familial dynamics that so often determine whether a transition succeeds or fails.

Succession Testamentary Trusts Wealth Transfer
03

Family Governance

We assist entrepreneurial families in designing and implementing governance frameworks that preserve unity, resolve conflict and create the institutional conditions for sustainable wealth across generations. This includes family charters, family councils, shareholder agreements and bespoke governance protocols tailored to the culture and structure of each family.

Family Charter Council Continuity
04

Corporate & Holding Structures

We design and administer bespoke corporate holding structures — Soparfi, SPF, SPV, Italian SRL with enhanced rights — as integral components of broader wealth planning strategies. Our structuring expertise spans Luxembourg and Italian corporate law, with a particular focus on cross-border efficiency and regulatory compliance across multiple jurisdictions.

Holding Soparfi SPF / SPV
05

Asset Protection

Properly structured trusts and fiduciary arrangements provide one of the most effective legal frameworks for protecting assets from unforeseen claims, creditor risk and jurisdictional uncertainty. We design protection strategies calibrated to the specific risk profile, asset classes and long-term objectives of each client, always within a fully compliant international framework.

Creditor Protection Ring-Fencing Multi-Jurisdictional
06

Philanthropic & Special Purpose Structures

For clients with charitable ambitions, special-purpose obligations or the care of vulnerable beneficiaries, we establish and administer purpose trusts, charitable structures, and dedicated SPVs. These vehicles allow clients to formalise their philanthropic legacy, protect dependent family members and deploy capital with intentionality and lasting institutional effect.

Philanthropy Purpose Trust Vulnerable Beneficiaries
07

Alternative Investment Vehicles

Ubiquites provides structuring and advisory services in connection with Luxembourg alternative investment vehicles — including RAIF, SIF and SICAR — for sophisticated investors seeking efficient, regulated access to private markets. We work alongside fund promoters, legal counsel and depositary banks to ensure full regulatory compliance and operational excellence.

RAIF SIF SICAR
08

Adviser Coordination & Multi-Disciplinary Integration

Wealth structuring at the highest level requires the orchestration of legal, fiscal, banking, insurance and investment advice across multiple jurisdictions and professional disciplines. We act as the central fiduciary pivot — coordinating the client's professional team, ensuring coherence of strategy and maintaining the continuity of institutional knowledge throughout the client relationship.

Multi-Disciplinary Coordination Cross-Border
09

Estate Planning & Testamentary Design

We assist clients in structuring their estate to reflect their personal intentions with legal precision — through wills, family pacts, insurance arrangements and testamentary trusts. Our approach integrates civil law, common law trust principles and international tax considerations, with deep familiarity with Italian succession law and its interaction with Luxembourg fiduciary instruments.

Estate Planning Family Pacts Insurance Wrappers
Thought Leadership

Institutional
Perspectives on
Wealth Structuring

Featured Publication

Reserved Alternative Investment Funds: Structuring Opportunities for Sophisticated Investors

Introduced under Luxembourg law in 2016, the Reserved Alternative Investment Fund (RAIF) has rapidly established itself as one of the most commercially versatile vehicles in the European alternatives landscape. Not subject to direct CSSF authorisation — relying instead on an authorised AIFM — the RAIF can be launched in approximately three months and deployed across hedge fund, private equity, real estate, venture capital and fund-of-funds strategies. It may adopt multiple legal forms (SA, SCA, SCSp, FCP) and can be structured as a standalone fund or an umbrella with segregated compartments. This institutional paper by Ubiquites Trustee examines the RAIF's key structuring parameters, comparative advantages over SIF and SICAR, practical use cases for industrial groups and family offices, and the tax deferral opportunities available when combined with a Luxembourg trust structure.

Ubiquites Trustee — Institutional Insights Trust & Alternative Investments
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Succession Planning

The Generational Imperative: Why €3.5 Trillion in European Wealth Requires Fiduciary Attention

An analysis of succession risk in European family businesses, with a focus on Italy's 14-million-strong SME landscape and the structural deficits in available fiduciary services.

Regulatory Landscape

Post-Brexit Repositioning: Luxembourg as the Reference Jurisdiction for Continental European Trusts

How the fragmentation of the European trust market following Brexit has elevated Luxembourg's role — and why jurisdictional quality remains the decisive factor for sophisticated settlors.

Asset Protection

Trusts, Family Pacts and Insurance: Designing a Multi-Instrument Succession Architecture

A practitioner's guide to combining complementary wealth transfer instruments for Italian and European families seeking comprehensive, legally resilient succession planning.

Our Team

Expertise
earned over
decades.

Our leadership team combines over 25 years of specialist experience in trust administration, wealth planning, corporate governance and cross-border structuring. Each member brings a distinguished professional record from senior roles at leading financial institutions, law firms and advisory practices across Europe.

Massimo Lodi TEP
Chairman of the Board

Massimo Lodi

TEP — Trust & Estate Practitioner

A pre-eminent authority in Italian and European trust practice, Massimo Lodi has spent his career at the forefront of the fiduciary industry. As former Head of Trust Industry at Intesa Sanpaolo, Vice-President and Director General of UBI Trustee SA, and Head of Family Business at UBI Banca, he has overseen the administration of complex multi-jurisdictional trust structures for some of Italy's most significant private clients and entrepreneurial families. He also served as Chairman of the Commission on Generational Transfer and of the Commission on Self-Caring & Philanthropy at Università Cattolica. A prolific author, academic lecturer and speaker at the most prestigious Italian and international trust forums — including STEP, Bocconi, AIPB and the Consiglio Nazionale del Notariato — Massimo is widely recognised as one of the defining practitioners of his generation.

Trust Administration Succession Planning Family Business Philanthropy
Full Member STEP · Lecturer · Leading Practitioner
Giuseppe Lacatena
Director

Giuseppe Lacatena

Attorney-at-Law (IT & LU)

Giuseppe Lacatena brings a rare combination of legal rigour, institutional depth and international perspective to the practice. Ranked among Italy's leading practitioners in banking and finance by Legal 500, he is a qualified attorney in both Italy and Luxembourg. He began his career at the Italian Ministry of Justice and worked as Managing Associate at Willkie Farr & Gallagher before serving as Managing Director of UBI Trustee SA and as Director & Head of Wealth Management at Deloitte. He also acted as Independent Advisor to Intesa Sanpaolo. A lecturer at the University of Westminster, he holds an MBA from the London School of Economics, an LL.M. from the University of Westminster and a Juris Doctor from LUISS Guido Carli.

Trust Law Banking & Finance Cross-Border Structures Tax Advisory
Lawyer · Lecturer · STEP Affiliate (Benelux) · Licensed Insurance Broker (Luxembourg)
Daniela Brusa TEP
Director

Daniela Brusa

TEP — Trust & Estate Practitioner

With a career spanning the full spectrum of corporate trust administration, Daniela Brusa brings exceptional operational depth and client relationship expertise to the firm. At UBI Trustee SA she led the Corporate and Trust Client Department, overseeing complex structures for institutional and private clients across multiple jurisdictions. Her background also encompasses senior roles at Crestbridge, Banca Hapoalim and a leading Luxembourg fiduciary, as well as service as an official translator for the European Community. Daniela holds advanced qualifications in Management, Finance and Human Resources, and a Master in Psychology from the Institut de Psychosynthèse in Paris — a combination that informs her distinctively holistic approach to client relationships and family dynamics.

Client Relations Corporate Trusts Family Dynamics Operations
Full Member STEP · Licensed Insurance Broker (Luxembourg) · Lions & Rotaract Ambassador
Client Area

Secure access
for existing
clients.

Existing clients and their professional representatives may securely submit KYC documentation, onboarding materials and other confidential correspondence through our dedicated client portal.

Our upload facility is designed to ensure the secure, orderly and compliant collection of the documentation required under our AML-CFT and KYC procedures. All submissions are handled with strict confidentiality and processed by our compliance team in accordance with Luxembourg regulatory standards.

Should you require assistance or prefer to submit documentation through alternative means, please contact our team directly.

Encrypted & confidential document submission
AML-CFT compliant KYC processing
Bank-compliant document standards
Reviewed by our compliance team
Access Secure KYC Upload Portal

This portal is intended for existing Ubiquites Trustee clients and their authorised advisers. For new enquiries, please use the contact form below or reach us at info@ubiquites.com.

Contact

Begin
a conversation.

We welcome enquiries from prospective clients, professional advisers, family offices and institutional counterparties. All communications are treated with the utmost discretion. Initial consultations are available upon appointment.

Registered Office 33 Boulevard Prince Henri
L-1724 Luxembourg
Grand Duchy of Luxembourg
General Enquiries info@ubiquites.com
"Meetings are arranged by prior appointment. We ask that prospective clients provide a brief introduction of their enquiry by email in advance of an initial consultation."